Shop Easily for Electronic Products and More with Flipkart No Cost EMI

July 22, 2019 RAWAT 0 Comments


Have you been saving to buy that big 43 inches LG LED TV and other big purchases from Flipkart?
You can stop right away and don’t need to let your wishes wait due to the lack of funds.
Yes, it is because you can easily avail of the Flipkart No Cost EMI facility – a monthly instalment based payment alternative without extra charges.
There are mostly no processing fees, hidden charges, down payment and no interest payouts as well. Hence, you can surely take one step closer to your wishes without worrying about the product cost.
Want to know more? Read on this post and know everything that you need to know now!
Nowadays, the No Cost EMI facility is one of the famous payment options that customers love to choose on Flipkart – India’s biggest online marketplace!
Over the years, Flipkart has strived to bring new-age payment methods right from Cash on Delivery (COD) to No Cost EMI and even Pay Later.
What is Flipkart No Cost EMI?
The Flipkart No Cost EMI is a pioneer online financing option that provides the customers with the opportunity to indulge in an affordable shopping experience. Less than 1-2% of Indians has access to credit cards, and the conventional banking sector is still tackling the concerns of personal loans. Flipkart No Cost EMI is a step towards making online shopping affordable for all.
You can now buy any product on Flipkart and break its cost over a tenor and pay only fixed EMIs and nothing extra. This way, you can shop without breaking your banks and even saving on additional that would have been payable with a credit card.
The Flipkart No Cost EMI facility is unlike conventional EMI alternatives where you need to pay some amount as down payment, processing fee and even interest.
You can pay a bit each month and never hassle
Flipkart has recently partnered with Bajaj Finserv – the leaders in the non-banking finance company (NBFC) domain in India. Hence, you can enjoy loan tenors ranging from 3 months to 12 months, ensuring that you don’t face budget blues at all.
An agreed amount gets deducted every month as per the payment term, and product costs until the loan tenor get over.
The Flipkart No Cost EMI is currently available on a select range of brands offering TVs, laptop, smartphones and more. You can avail of the facility on the Flipkart app right on your smartphone.
Even leading high-end brands such as Apple, Panasonic and more have associated with this program. This way, you can easily fulfil your wish of buying top-end products without monthly budget issues.
How to indulge in online shopping with the No Cost EMI facility?
To make the most of the Flipkart No Cost EMI scheme, you will need to have the Bajaj Finserv EMI Network Card. Once you are sanctioned the pre-approved loan amount ranging up to Rs.4 lakh, you can buy a product of your choice easily.
At the time of online shopping on Flipkart, you can opt for the duration of your interest-free loan. The amount towards the EMI will be deducted directly from your account. After you have paid the first instalments, you can easily foreclose your EMIs even before the end of the loan tenor, without extra charges.
Simple steps to enjoy Flipkart No Cost EMI
1)      Open the Flipkart app on your smartphone and search or choose a product that you wish to buy
2)      On the product page, check if you have the option of Bajaj Finserv EMI Network Card or not. If yes, then you are eligible to avail the service on that product. You should also read the terms and conditions by clicking on the link.
3)      Click on the ‘Buy Now’ button and then ‘Proceed to Pay.’ Select ‘EMI’ as the payment option and click on the ‘Place Order.’ Now, you can choose the Bajaj Finserv (No Cost EMI) as your payment alternative.
4)      Now, select the EMI tenor from the next screen and fill in the details of your Bajaj Finserv EMI Network Card. You will receive an OTP (One-Time Password) on your registered mobile number. Enter it on the Flipkart app. Once your OTP gets authenticated, you are done.      
Bajaj Finserv also presents pre-approved deals on EMI mobile phone and laptops and more. It is to ease off your loan procedures and make it less time-consuming.

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